For VC firms

Better health insurance for .

Save your startups millions in runway and founder time.

A startup team laughing together over coffee around an office table

Hiring Benefits

Beats FAANG

Win hires from big tech and AI labs

Runway returned

$875K

Series B case study

Health Coverage

Diamond

$0 Deductible, GLP-1s included

No Headaches

1 hour

The fastest health plan setup, ever

Get top benefits

Help your founders hire

Prescience offers better than FAANG benefits at lower costs

Benefits card

Your Portco

Diamond

0000  2026  PRE  SCI

Plan

Prescience Diamond

Employee premium

$0

Premium

★★★★★

Access

★★★★★

Perks

★★★★★

Wearable · GLP-1s · HSA funded at care

Series D co.

Bronze

Rippling Bronze Plan

★★★★★

FAANG

Gold

United Gold Plan

★★★★★

MBB

Silver

Blue Cross Silver Plan

★★★★★

Goldman/JPM

Silver

Cigna Silver Plan

★★★★★

Frontier Lab

Gold

Thatch Gold Plan

★★★★★

No Admin Work

Save your portfolio from

We handle benefits setup and admin so founders can focus on building.

Design

Custom plan in days, not months.

Our MD-led team designs a plan tailored to your company. No brokers and middlemen. White glove support included.

Prescience Diamond Planv3.2 · recommended

Acme, Inc. · 240 employees

  • Deductible$1,700
  • OOP max$4,500
  • HSA support+3k in tax-free pay
  • Premium tierDiamond
  • NetworkDirect + Tier 1
Operate

Zero admin overhead.

We handle claims, COBRA, ACA filings, and plan reserves so your team can keep building.

  • ACA 1094 / 1095Filed
  • Form 5500Filed
  • COBRA noticesAuto-sent
  • Plan reserves$1.24M ready
  • Claims adjudicationReal-time
  • Risk protection filingSubmitted

Handled automatically. No employer input required.

Onboard

Two-click employee setup.

We enroll employees, issue benefit cards, sync payroll, and fund HSAs. Your team stays focused on building.

Enrolled this week246 / 247
  • KL
  • MS
  • RC
  • TA
  • JP
  • AO
  • +240
  • Payroll · GustoSynced 2m ago
  • HSA contributionsAuto-funded

Employee experience

Delight employee

Prescience gives your team the healthcare experience they always wished they had.

Member dossier · Confidential

Welcome to

Your team's Day 1 benefits packet, opened by every new hire on their first morning.

Group
Acme, Inc. · 240 employees
Plan
Prescience Diamond
Network
Direct + Tier 1, curated
Coverage
100% in-network
Effective
May 2026
HSA
Just-in-time funding
Page 1 of 6 · Issued May 2026

FAQ

Frequently asked

A Simple Setup

Add to your perks

  1. Create a deal for your portfolio

    We create a dedicated offer and portfolio link for your fund. Share it on your perks page, in your founder newsletter, or with your next investment.

  2. Founders get an instant quote

    Founders share a few company details to see pricing and benefits right away. Our team handles plan setup and enrollment when they are ready to switch.

  3. We keep employees healthy

    Employees get proactive support, same-day care, and help booking the right doctors. We handle the health plan so founders can focus on building.

Frequently asked

Next step

Put Prescience on your perks page.

Book 30 minutes. We will create a deal for your portfolio and give your founders a direct link to get an instant quote.

Compare your benefits

Better than big-tech benefits.
On a

Compare coverage, care costs and the support your team gets with each plan.

Prescience Diamond, FAANG and typical startup health benefits
BenefitPrescienceDiamondFAANGBig-tech benchmarkTypical startupSmall-employer benchmark
Coverage levelAbove PlatinumPlatinum-level≈92% of care costsBronze / Silver60–70% of care costs
Annual deductible$0Effective deductible$0–$500$2,631Small-employer average
Out-of-pocket maximum~$1–2k$2–4k$3–6k
What you pay for careUpfront copays0% coinsurance10% coinsurancePlus copays20–30% coinsurance
HSA supportHSA eligible~$3k in family tax savingsHSA eligibility or low-deductible benefitsTypically a choice between the twoVaries
NetworkPPO + Prescience NetworkNo PCP referral needed. More ways to see doctors faster, at low cost, even in hard-to-reach areas.PPOHMOLimited to the local area
Ancillary benefitsGLP-1s for all medical indicationsFree genetic testing, blood testing and a wearable for eligible employees.Some wellness appsNone
Help getting care24/7 Care CompanionCalls doctors for you and handles your records, saving hours.Call centersCall centers

Ask to see a sample employee guide for more information on the costs of specific care. Illustrative plan designs; actual benefits vary by employer, plan and eligibility. Out-of-pocket ranges are annual, in-network individual limits. GLP-1s and ancillary benefits are subject to medical necessity and plan terms; provider access and cash-pay reimbursement depend on the plan.

The ~$3k HSA example assumes an eligible family contributes the full $8,750 limit for 2026 at an illustrative 34% marginal tax rate. Actual savings depend on contributions and tax circumstances; this is not a cash bonus. Sources: Prescience YC Health Report (coverage benchmarks); KFF 2025 (small-employer deductible, among plans with a deductible); IRS 2026 HSA limits.